FinCalc USA – FinCalc USA

FinCalc USA — Investment & Loan Suite

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FinCalc USA

2024 Rates Inflation Adj. Tax Aware

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Portfolio Planner

Investment Growth Calculator

Compound growth · Inflation · Capital gains tax · S&P 500 benchmarks

Portfolio Setup

Initial Investment

Monthly Contribution

Annual Return 7.0%

0.1%30%

Time Horizon 20 yrs

1 yr50 yrs

Compound Frequency

Account Type

USA Adjustments

📉 Inflation Adjust (CPI ~3.4%)

🏛 Capital Gains Tax Estimate

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Configure parameters
and click Calculate

Loan Suite — 6 Calculator Types

Advanced Loan Calculator

Monthly payment · Interest breakdown · Early payoff · Extra payments · Reducing balance · Fixed vs Variable

Loan Details

Loan Amount

Annual Interest Rate 8.5%

0.1%36%

Loan Term 5 yrs

1 yr40 yrs

Repayment Method

Fees & Charges

Processing / Origination Fee (one-off)

Monthly Loan Insurance (protection)

Variable Rate Comparison

📊 Compare vs Variable Rate

Income (for DTI)

Annual Household Income

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Select a loan type and
click Calculate

Mortgage Suite — 6 Calculator Types

Full Mortgage Calculator

PITI · PMI · Escrow · Closing costs · Affordability · Refi · ARM vs Fixed · Rent vs Buy · Equity tracking

Property & Loan

Home Purchase Price

Down Payment

20%

Interest Rate 6.9%

0.5%15%

Loan Term 30 yrs

5 yrs40 yrs

Loan Type

PITI Components

Property Tax Rate 1.10%

0%4%

Annual Home Insurance

Monthly HOA Fees

🏦 Include PMI (auto if <20% down)

Closing Costs

Closing Cost % 3.00%

1%6%

Annual Household Income (DTI)

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Select a mortgage type
and click Calculate